Accidental Death Benefit

This is a truly additional benefit, which is payable over and above basic death benefit, if death occurs as a result of bodily injury caused by a violent accidental external and visible means.

The benefit is payable in addition to life cover. This means it will pay over and above the sum assured on the basic cover.

Premium subject to occupational loading - Some occupations are riskier than others, hence we carry more risk, and charge larger premiums for these occupations.

The underwriters would assess the risk, and decide on occupational loading.