Monthusi Stepped Life

The Stepped Life Product allows cover with no HIV test requirement and no HIV exclusion clause.

We are faced with the reality of an AIDS pandemic, and we need to deal with the situation in a responsible manner. The dilemma facing our industry is how we protect shareholder interests, while at the same time being socially responsible, and affording possible AIDS victims a way of lessening the burden on their loved ones, in a dignified manner.

Botswana Life Insurance Limited has addressed this issue with the Monthusi Stepped life cover product.

Life cover becomes available in increasing amounts as the term of the policy progresses. The table below illustrates how and when life cover comes into force with the Monthusi product.