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Motlhokomedi Joint Life ..
Motlhokomedi Joint Life product aims to provide affordable life cover for couples.
This is a level term assurance product.
Product Description
This product aims to provide affordable life cover for couples. This is a level term assurance product.
Key Features
1. Sum assured remains level for the term of the policy
2. The following ancillary benefits are available on this policy: Capital Disability ;Waiver of Premium on Total and Permanent Disability.
3. Minimum monthly premium is P80 (inclusive of P5 policy fee)
Limitations
Ages at entry
- Minimum age at entry for life cover: 21 years
- Maximum Age at entry for life cover: 65 years
- Maximum Termination Age for life cover: 70 Years
- Maximum Age at entry for capital disability: 60 years
- Maximum Termination Age for capital disability: 70 Years
Term
* Minimum term is 5 years
* Maximum term is 30 years
Cover
No minimum or maximum sum assured, provided that minimum premium of P80.00 (inclusive of the P5.00 policy fee) is achieved.
Underwriting Requirements
Effective from 27 July 2006
From |
To |
Up to age 40 |
41-50 years |
51 and above |
P0.00 |
P250 000 |
AF |
AF |
BF |
P250 001 |
P500 000 |
AF |
BF |
BF |
P500 001 |
P2 000 000 |
BJF |
BCJF |
B*CJF |
P2000 001 |
P5 000 000 |
BGJF |
B*CGJF |
B*CGJF |
P5 000 001 and above |
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B*GJFLK |
B*CGJFLK |
B*CGJFLK |
A – Non medical (completed application form).
B – Medical report by General Practitioner.
B* - Medical report by Physician Specialist.
C – Resting and Effort ECG.
F – Compulsory HIV blood test.
G – Random Lipogram.
J – Liver Function Test (GGT, ALT and AST).
K – Financial questionnaire.L – Random Blood Glucose
Age Rate Modifiers
Smokers |
Add on five years |
University Degree |
Subtract one year |
Married |
Subtract one year |
Income exceeds P4000.00 |
Subtract one year |
Rates
The rates for this product are produced electronically. Contact the nearest Botswana Life Insurance office or Broker for a quotation.
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