Individual Benefits


  Home Page
   
 
Company Profile
Individual Benefits
Employee Benefits
General Information
News and Publications
Contact Us
Search
Links
   
 
  Botswana Life Insurance Limited
Private bag 00296
Tel: +267 3645100
Fax: +267 3905884
webmaster@blil.co.bw
 
 

Motlhokomedi Single Life

Motlhokomedi Single Life product aims to provide affordable life cover for individuals.
This is a level term assurance product.

Product Description

This product aims to provide affordable life cover for individuals. This is a level term assurance product.

Key Features

1. Sum assured remains level for the term of the policy
2. The following ancillary benefits are available on this policy: Capital Disability ;Waiver of Premium on Total and Permanent Disability.
3. Minimum monthly premium is P80 (inclusive of P5 policy fee)

Limitations

Ages at entry

  • Minimum age at entry for life cover: 21 years
  • Maximum Age at entry for life cover: 65 years
  • Maximum Termination Age for life cover: 70 Years
  • Maximum Age at entry for capital disability: 60 years
  • Maximum Termination Age for capital disability: 70 Years

Term

* Minimum term is 5 years
* Maximum term is 30 years


Cover

No minimum or maximum sum assured, provided that minimum premium of P80.00 (inclusive of the P5.00 policy fee) is achieved.

Underwriting requirements

 

From

To

Up to age 40

41-50 years

51 and above

P0.00

P250 000

AF

AF

BF

P250 001

P500 000

AF

BF

BF

P500 001

P2 000 000

BJF

BCJF

B*CJF

P2000 001

P5 000 000

BGJF

B*CGJF

B*CGJF

P5 000 001 and above

 

B*GJFLK

B*CGJFLK

B*CGJFLK

 

 

A – Non medical (completed application form).

B – Medical report by General Practitioner.

B* - Medical report by Physician Specialist.

C – Resting and Effort ECG.

F – Compulsory HIV blood test.

G – Random Lipogram.

J – Liver Function Test (GGT, ALT and AST).

K – Financial questionnaire.

L – Random Blood Glucose

 

Age Rate Modifiers

Smokers

Add on five years

University Degree

Subtract one year

Married

Subtract one year

Income exceeds P4000.00

Subtract one year

Rates

The rates for this product are produced electronically. Contact the nearest Botswana Life Insurance office or Broker for a quotation.

 
     
 

- top of the page -

Home - Company Profile - Individual Benefits - Employee Benefits - General Information - News and Publications - Contact Us - Search - Links

 
     
 
Copyright 2005 Botswana Life Insurance Limited
Site Design and Development by MindQ - Terms and Conditions
 
     
  Core Benefits  
     
  Additional Benefits  
     
  Annuities  
     
  Information Desk